Banking and Financial Intermediation
£4,000.00
Overview:
This comprehensive training program delves into the essential roles and operations of financial institutions within the broader economic landscape. Designed for professionals in the banking and financial sectors, the course equips participants with the skills to navigate the complexities of financial intermediation, analyze financial statements, make informed lending decisions, and manage financial risks effectively.
Program Objectives:
By the end of this program, participants will be able to:
- Analyze the role of financial institutions as intermediaries and their associated risks.
- Offer and seek out appropriate banking services tailored to clients' needs.
- Assess and interpret the income statement and balance sheet of a bank.
- Make informed lending decisions by evaluating credit risks.
- Utilize financial instruments to manage risks and optimize financial performance.
Target Audience:
- Credit Industry Decision-Makers.
- Relationship Managers providing financial services.
- Aspiring Credit Analysts.
- Professionals seeking funding on behalf of their organizations.
- Individuals interested in banking and financial crises.
Program Outline:
Day 1: An Overview of the Financial and Monetary System
- Understanding the financial and monetary system's structure.
- Defining financial intermediation and its significance.
- The role and purpose of banking as a financial intermediary.
- Overview of financial instruments and securitization.
- Insights into financial markets and disintermediation trends.
Day 2: The Bank’s Balance Sheet and Income Statement
- Examining the roles of central banks in banking operations.
- Differentiating between retail, investment, and private banking.
- Detailed analysis of the bank’s income statement.
- Exploring the components of the bank’s balance sheet, including assets and liabilities.
- Understanding capital adequacy and international banking regulations.
Day 3: Credit Provision and Risk Management
- Exploring types of finance: asset-based, international trade, and working capital.
- Off-balance-sheet financing and its implications.
- Techniques for credit analysis and evaluating credit applications.
- Managing the bank’s risk-return trade-off.
- Strategies for reducing credit risk and monitoring lending portfolios.
Day 4: The Financial Crisis and Lessons Learned
- Analyzing the causes and consequences of the global financial crisis.
- The role of derivatives in the financial crisis.
- Key lessons learned from the crisis.
- International regulatory reforms introduced post-crisis.
- Understanding the confidence function in banking stability.
Day 5: Comprehensive Banking Services
- Overview of personal and business banking services.
- Managing current accounts and payment services.
- Insights into savings, deposits, and investment services.
- Private banking and wealth management solutions.
- Facilitating international trade through banking services.
